Terms of use

Last updated: 9 November 2026

Using the templates

You may use our templates, free and paid, for yourself and inside your own household or business, and change them as you like. You may not resell, share or redistribute the templates or modified copies of them, for example as your own template product or on a template marketplace.

No financial advice

The templates and videos are tools and general education, not financial, tax or legal advice. They are provided "as is". Spreadsheets do exactly what their inputs tell them, so please check important numbers yourself before relying on them.

Purchases and refunds

Paid templates are sold by Gumroad as merchant of record. Gumroad's terms apply to the purchase, and the refund policy is shown at checkout. If something doesn't work, write to [email protected] and we will help.

Liability

To the extent the law allows, we are not liable for indirect loss or for decisions made using the templates. Nothing in these terms limits rights you have as a consumer under applicable law.

Trademarks

Sensible Sheets is not affiliated with or endorsed by Google or Microsoft. Google Sheets and Excel are trademarks of their owners.

Law

Dutch law applies to these terms.